By Toma Franklin, Staff Writer
One of the key issues facing every investor is to find the right balance of risk as opposed to gain. If you play it safe, you get back minimal returns, with some pre-specified interest. If you go for high profit margins, the risk factor is something that you learn to live with. Faced with these opposing current, the insurance industry has come up an innovative solution in the form of equity indexed annuities, which give an investor the best of both worlds – A percentage share in profits, if any, from investments in the stock market, coupled with the security of a guaranteed minimal amount.